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Buying Tips:
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  2. Increase the deductible to the highest level and use the premium you save to supplement savings.
  3. Never Cancel current coverage until a replacement policy is in effect.
  4. Specific risk policies are not as good a value as general risk policies.
  5. Purchase from a company rated A or better by A.M. Best
  6. Compare products to obtain best coverage for your premium dollars.
  7. False information on your application becomes part of the policy and a possible reason to decline coverage on a claim later on.

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