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Insurance Buying Tips:

Only purchase coverage for risks you can NOT readily afford.
Increase the deductible to the highest level and use the premium you save to supplement savings.
Never Cancel current coverage until a replacement policy is in effect.
Specific risk policies are not as good a value as general risk policies.
Purchase from a company rated A or better by A.M. Best
Compare products to obtain best coverage for your premium dollars.
False information on your application becomes part of the policy and a possible reason to decline coverage on a claim later on.

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Important Insurance Resources

These sites may prove to be useful to provide information about the coverage you are looking to purchase. We like for our clients to have enough information to make an informed decision about their coverage.

	Houston Texas Health Insurance Agency
	City of Houston
	Houston Guide
	Texas Department of Insurance
	Texas Health Insurance Risk Pool
	Texas Association of Health Underwriters
	A.M. Best - The Insurance Information Source
	U.S. Treasury - Health Savings Accounts (HSAs)
	Social Security Online
	Internal Revenue Service
	U.S. Department of Veterans Affairs
	Osha - Standard Industry Classification (SIC) Search
	Centers for Medicare and Medicaid Services
	Insurance Journal
	Business Journal
	Google
	Yahoo
	MSN
	Open Directory Project
	Insurance Directory

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