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Insurance Buying Tips:

Only purchase coverage for risks you can NOT readily afford.
Increase the deductible to the highest level and use the premium you save to supplement savings.
Never Cancel current coverage until a replacement policy is in effect.
Specific risk policies are not as good a value as general risk policies.
Purchase from a company rated A or better by A.M. Best
Compare products to obtain best coverage for your premium dollars.
False information on your application becomes part of the policy and a possible reason to decline coverage on a claim later on.

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Get a FREE quote, fast easy ONLINE!

Click on a link below, complete a short quote form and get an instant report of all major companies. Choose the insurance plan that's best for you, your family and your business!

Health Insurance - Instant Individual or Family Quotes
Medigap & Medicare Supplement - Instant Senior plans for age 65+
Life Insurance - Instant Individual Term Life Insurance
Dental Insurance - Instant Individual and Family Dental Plan Quotes
Group Insurance Plans - Request Group Health Insurance Proposal

Health Insurance Terms - Easy to understand definitions
HSA Qualified Plans - Explains how a Health Savings Account compatible plan works.

Our services cost you NOTHING more. We are compensated through commissions paid by the insurance company. Don't miss out on FREE professional service for the life of your policy!

We offer wide range of plans for Groups and Individuals, including Health, Medicare Supplement, Medigap, Dental, Life, Annuity, and Disability plans. All of our Individual plans can be quoted and viewed instantly and then filtered, sorted and compared at your discretion. If you need assistance, we are just a quick phone call away and would be happy to walk you through the selection process. Our many years experience will make the process a breeze!

Please keep in mind, our services are available for the LIFE of your policy. If you ever need help with a claim, billing issue, coverage issue or just want to review optional plans, we will be here for you. We will evaluate you issue, concern or question and respond to you immediately.

Our Health plans include PPO and high deductible HSA (health savings account) plans. They come with or without physician office copays, pharmacy coverage or maternity benefits. HSA plans will reduce premiums and allow a greater control over benefit spending while providing valuable tax savings.

Our Medicare Supplement plans offer security by knowing your out of pocket medical expenses will be limited to a reasonable level. Finding a plan that's right for your budget is what we do best Retirement should be enjoyed, not spent worrying about medical expenses

Our Health and Medicare products are available in all of Texas, including Austin, Dallas, Houston, San Antonio, Lubbock, El Paso, Katy, Humble, Woodlands. Our Dental products are available nation wide.

Here are just some of the quality insurance companies we represent:

Aetna, AIG American General, Allianz Life, Ameritas Dental, Banner Life, Blue Cross Blue Shield of Texas, Careington International, Delta Dental, First Colony Life, Golden Rule (United Healthcare), Humana, ING Group, Lincoln Financial, Met Life, North American Company, Pacificare, Principal Financial Group, Prudential Financial, Transamerica Life, U.S. Financial Life, UniCare , UnitedHealthcare, Unum, Zurich Financial Services

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