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Buying Tips:

Only purchase coverage for risks you can NOT readily afford.
Increase the deductible to the highest level and use the premium you save to supplement savings.
Never Cancel current coverage until a replacement policy is in effect.
Specific risk policies are not as good a value as general risk policies.
Purchase from a company rated A or better by A.M. Best
Compare products to obtain best coverage for your premium dollars.
False information on your application becomes part of the policy and a possible reason to decline coverage on a claim later on.

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About Us

Advanced Benefits provides quality Health Insurance services in Houston, Dallas, Austin, San Antonio and all of Texas. As an independently owned firm based in Houston Texas we consistently provide the most competitively priced Texas Health Insurance, Medicare Supplement, Dental Insurance, Disability Insurance, Annuity Insurance and Life Insurance plans and the best possible service in the market.

As a full service Broker, we are always available to provide assistance. We will resolve claim issues, provide Benefit Summaries, enroll new applicants, assist with tax savings plans or answer any questions you may have. Our goal is to totally alleviate you, your company or your employees, from having to deal with any Houston health insurance benefit or servicing issues.

If your a group administrator, let us analyze your current group Health, Dental, Life, and Disability Insurance and provide you with the best alternatives. We will research the market and provide you with a written proposal outlining your cost cutting options. Contac us to request a group health insurance quote today!

Advanced Benefits is committed to providing long term quality Health Insurance solutions for our customers. We will accurately assess your needs, match those needs with the correct product or service and respond in a timely courteous manner. Give us a chance to perform for you or your organization.

Thomas W. Richter
Texas License # 666527

These are just some of our Companies:

Online Health Quote from Aetna

Online Health Quote from Blue Cross Blue Shield

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